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Frequently Asked Questions

What is debt management?
Debt management is a plan arranged by debt management companies by which you can manage all your debts. Debt management helps in negotiating with your creditors, so that you can lower your debts over a period of time. You can manage your debts with the help of steps like debt consolidation.

What is an IVA?
An IVA is an Individual Voluntary Arrangement. It is a legal agreement between you and your creditors. When you cannot pay off all your debts, you can go for an IVA, by which you can work out realistically what you can repay according to your affordability.

How do I get rid of credit card debts?
You can get rid of all your credit card debts with the help of different debt management programs and plans.  You can get all sorts of information on how to manage your credit card debts and information on IVAs from us.

How much do I have to pay through an IVA?
You can make repayments through an IVA according to your affordability. You can make a settlement with your creditors for an amount which you can afford to pay after you have met your basic living costs.

What sort of credit card debt solutions can I get?
You can get different credit card debt solutions through us. Contact our debt management experts and you can qualify for a credit card IVA solution and credit card debt management plans to solve all your credit card debts.